This week is UK Savings Week (9 โ 15 September), so thereโs no better time to take control of your finances.
Here are three tips to get you started on your savings journey.
๐ญ) ๐ฅ๐ฒ๐๐ถ๐ฒ๐ ๐ฎ๐ป๐ฑ ๐ฟ๐ฒ๐๐ถ๐๐ฒ ๐๐ผ๐๐ฟ ๐๐๐ฏ๐๐ฐ๐ฟ๐ถ๐ฝ๐๐ถ๐ผ๐ป๐
Review your bank statements and identify subscriptions and memberships you no longer use or could live without.
Cancelling or downgrading just one or two could save you hundreds of pounds a year.
๐ฎ) ๐ฃ๐ฟ๐ถ๐ผ๐ฟ๐ถ๐๐ถ๐๐ฒ ๐บ๐ฒ๐ฎ๐น ๐ฝ๐น๐ฎ๐ป๐ป๐ถ๐ป๐ด
To avoid impulse buying, compile a meal plan and ingredients list before you go shopping.
Swap branded products for supermarket own-brands, which are often just as good but cost less.
๐ฏ) ๐๐๐๐ผ๐บ๐ฎ๐๐ฒ ๐๐ผ๐๐ฟ ๐๐ฎ๐๐ถ๐ป๐ด๐
Set up a standing order to transfer a fixed amount into your savings account each month, ideally on payday.
Even ยฃ25 a month can add up over time and provide a financial cushion for unexpected expenses.
๐๐ผ๐ฟ ๐ฎ๐ฑ๐๐ถ๐ฐ๐ฒ ๐ผ๐ป ๐ฎ๐ป๐๐๐ต๐ถ๐ป๐ด ๐ฝ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐๐-๐ฟ๐ฒ๐น๐ฎ๐๐ฒ๐ฑ, ๐ฐ๐ผ๐ป๐๐ฎ๐ฐ๐ ๐๐.
