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Mortgages

It's important for you to compare different lenders and mortgage services to find the best terms and rates that suit your specific situation and needs. Additionally, mortgage brokers can also be helpful in connecting you with multiple lenders and finding the most suitable mortgage solution.

Need Mortgage Advice?

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Services that we offer

Whether you’re applying for a mortgage for the very first time or you need to remortgage, there’s plenty to think about and prepare for. A mortgage broker can take all of the stress and hassle associated with getting a mortgage out of your hands, so it’s well worth seeking their advice.

Buying a property

Whether you are a first-time buyer or a regular investor our advisers can search 1000's of products to suit your needs.

Remortgage

From switching lenders for the best deal at the end of your fixed term to additional borrowing, it's important to ensure your finances are assessed to save you the most money.

Insurance & Protection

Many people forget how important it is to ensure you are adequately insured, whether it be buildings & contents or life and critical illness cover, our advisors can ensure you are fully protected.

Our Mortgage Services

The Mortgage Experts works with Knightsbridge Estate Agents to provide their clients with expert mortgage and protection advice. The Mortgage Experts have access to over 12,000 mortgages from 90+ lenders so we can find the right mortgage to suit your individual needs. The expert advice we offer, combined with the volume of mortgages that we arrange, places us in a very strong position to ensure that our customers have access to the latest deals available and receive a first-class service. We will take care of everything from explaining all of your options and helping you select the right mortgage, to choosing the most suitable protection for you and your family and handling the whole application process. 
 
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed. 

Mortgage Process Explained

01. Pre-Approval

Also known as a decision or agreement in principle. This service helps determine how much you can afford to borrow based on your financial situation.

02. Full Mortgage Application

Once you have had your office accepted you will need to submit your full mortgage application as early as possible. This includes gathering necessary documents, such as payslips, tax returns, bank statements, and other financial records.

03. Underwriting

After receiving the mortgage application, the lender conducts a thorough evaluation of your creditworthiness and the property's value to determine whether the loan can be approved.

04. Mortgage Offer

Once approved you and your solicitor will receive a mortgage offer. Your solicitor will then ensure any queries by your chosen lender are satisfied before exchange of contracts takes place.

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